Actuarial Consulting

Actuarial work sits at the intersection of financial modeling, regulatory compliance, and strategic decision-making. And the margin for error is narrow. Whether you're navigating principle-based reserves, implementing a new valuation system, modernizing your finance and actuarial infrastructure, or preparing for a regulatory examination, the quality of your actuarial team determines the quality of every number that flows from it.

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Event | May 3-6, 2026

Hear our CEO, Tim Brackney speak at BDO Evolve ⟶

Webinar | April 10, 2025

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The Numbers Behind the Numbers. Done Right.

For insurance carriers, life and annuity companies, and other risk-bearing entities, actuarial work isn't a back-office function. It's the foundation of financial reporting accuracy, regulatory solvency compliance, product pricing, and long-term business strategy. When that foundation is strong — when the models are current, the systems are robust, and the assumptions are defensible — everything built on top of it holds. When it isn't, the consequences show up in financial statements, regulatory examinations, and the boardroom.

Our national actuarial consulting practice, anchored by Actuarial Resources Corporation (ARC), a Springline company, brings that foundational strength to life for annuity carriers, health insurers, and other insurance entities across the country. ARC has serviced 7 of the top 10 US insurance companies over the last five years, supports 100 insurance customers in the life and annuity market, and brings proprietary software, including ARCVAL, in use by 45 US insurance companies, alongside the full depth of Springline's national insurance industry practice. We’re people-first, senior-led, technically current, and built to deliver across the complete spectrum of actuarial consulting, systems support, and finance transformation.

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The Modeling Burden Is Moving Upstream

Actuarial teams are carrying more than model output now. They’re being asked to support faster reporting, stronger controls, cleaner data, and more strategic decision-making across finance, risk, and operations — all at once.

In Their Own Words

Results are one thing. Relationships are another. At Springline, we work hard to earn both. Here’s what our clients say.

The team at Springline is outstanding, which is why I have worked with them over the last five years. They are extremely knowledgeable and always reply quickly to any questions. In addition, they always provide a very quick turnaround on the reports we need to keep moving forward. The team has truly been five-star teammates!

Jim Kelly | Community National Bank

We know when working with the Springline team that we don’t have to worry. They know all the questions to ask and create a seamless process for everyone. I love working with such an experienced, competent and creative team. Their team members are focused, they’re experts, and they’re willing to think outside the box.

Kristen McSparren | Heritage Consulting Group

Without the credits we earned thanks to the team at Springline, this project would not have happened — hands down, bar none. Because of these tax credits, there are a lot of beautiful buildings across the state that are being saved.

Andrew Brain | Brain Group/ Park 39 Campus

The Springline team has been fantastic. They are responsive, knowledgeable, and help us through taxes making it simple for us. They have been very valuable and are very easy to work with!

Kevin Cavanaugh | JAGR Management LLC

The Springline team knows our operations and our business very well. The service they provide is very closely aligned with our expectations and values. It’s a really good partnership that has been built over decades.

Pete Jaeger | Endress+Hauser USA Holding, Inc.

The team at Springline is always available to take calls and discuss complicated tax and accounting questions. I have been pleased with the overall competence and professionalism of the team I work with.

David Erisman | ERISYS LLC

The Springline team is always amazing in terms of responses, turnaround time, and professionalism while being friendly and personable — something I’ve found to be rare in an accounting firm. Tax season is a breeze with Springline in my corner!

Sandra Martini | Martini Way, LLC

Our Springline team is just that, a TEAM!! We are extremely happy with the communication throughout every project we have with Springline, the thoroughness and completeness of the team’s work is unmatched, resulting in an amazing final product to us the customer!

Tyler Miller | Legacy View Investments

Our Springline team has been very responsive to our expanding needs. They can do simple just fine, but then they kicked into higher gear to take care of our changing more complex financial needs and tax concerns. They brought in a special expert to take care of our new financial demands and create a plan on how to handle them from a tax perspective.

Nancy Branyas |

The Springline team is exemplary. Communication is prompt and thorough. They are extremely knowledgeable and efficient. I’m confident that they can provide a good solution for anything I present. I know they are busy and at the same time they make me feel like I’m their only client.

Scot Sparks | 1900 Baltimore LLC

We chose to work with Springline based on our work together on our personal taxes for which they have always gone the extra mile to make sure we’re taken care of. The team is made of true professionals, while still being approachable. They really get to know you. This isn’t always the case with accounting firms in my experience. It has been a pleasure to work with them.

Katherine Lawson | Inspired by Alchemy

The Springline team has been fabulous to work with. They are extremely knowledgeable, proactive, and unbelievably attentive to all questions and concerns.

Brian Bischoff | Linkmeyer Development II, LLC

What I like best about working with Springline is their family-friendly approach. They instantly make you feel important as a client and not like a number.

Lindsey Miller | Legacy Contracting Group, LLC

It’s been a game-changer. Having three sets of eyes on financial matters keeps us aligned with our growth goals and gives me the peace of mind we’re controlling the business, versus the business controlling us.

Crux KC Marketing Firm | Founder & CEO

They’ve been an excellent business partner for over 12 years, helping us navigate difficult times and enabling us to minimize taxes. They helped us acquire a company and partnered with us as revenues increased significantly in a short time. They also assisted as we exited certain product lines for more profitable ventures. We have been impressed by the strategic deployment of their tax knowledge as well as successful navigation of an exhaustive IRS audit.

Healthcare Company | CFO

Your firm is amazing! Partnering with you is definitely one of the top business decisions of my career. To be able to now pay off outstanding IRS lien and to be current is a wonderful feeling. Thank you for all you do. I appreciate you more than you will ever know

Senior Care Services Company | Business Owner

They’re consistently there for a quick question or an intense review of our monthly and yearly close out. We can always count on them for fast, friendly, and reliable people to help move us forward to be the best in our industry.

Electrical Associates | Finance Manager

What We Deliver

Springline's actuarial consulting practice covers the complete range of actuarial disciplines. From reserving and modeling to systems implementation and regulatory compliance, our credentialed actuaries provide deep, current expertise across US GAAP, Statutory, and international reporting frameworks.

Our Actuarial Consulting Capabilities

Springline's actuarial consulting practice spans the full lifecycle of actuarial work — from product design and pricing to appointed actuary services and regulatory examination support.

Principle-based reserves — VM-20, AG43/VM-21, C3P1 & 2, VM-22
US GAAP LDTI — MRBs, reinsurance, data management, disclosure reporting
Economic balance sheet modeling — IFRS 17, Bermuda Solvency Capital, Solvency II, Economic Capital
Reinsurance valuation and modeling
Asset-liability modeling
Financial projections and forecasting — GAAP and Statutory income statement and balance sheet
Modeling and valuation support — back-fill and outsourcing across all US product lines and reporting bases
Actuarial audit

Appointed actuary services
Actuarial statements of opinion
Formal actuarial reserve studies
Product design and rate filing preparation
Actuarial IT advisory
ACA risk adjustment — medical loss ratios, MLR premium rebates
Health insurance consulting — trend and plan analysis, Medicare Advantage, managed Medicaid
State examiner and auditor support
Regulatory compliance consulting and exam preparation

ARCVAL — reserve calculations for Statutory, Tax, GAAP, and Gross Premium across Universal Life, Traditional Life, Annuities, and Health
ARCBase — enterprise actuarial data mart for managing historical policy records, data quality, and audit controls
Experience Analyzer — exposure and cubes development for assumption refinement and valuation feedback
Audit, validation, and reconciliation tools
Actuarial data mart support
LDTI disclosure and policy transaction reporting
Study support — mortality, lapse, persistency, partial withdrawal, and actual-to-expected analysis

CLIENT SUCCESS STORIES

Bottled Water Expansion...

A national bottled water organization was looking to further expand its operations into new markets across the United States. However, the company had never performed...